Credit Card Processing

A better choice for processing credit card sales

When you choose First Citizens Bank Merchant Services for processing credit card transactions, you're making a choice that's good for your business. Unlike most bank card processors, First Citizens determines the cost of credit card processing through a bundled merchant discount rate. And that can add up to significant savings for your business. What's more, you'll have the ability to authorize virtually any card, including MasterCard, Visa, Discover, American Express, Diners Club, Carte Blanche and JCB.

Better behind the scenes, too

When you choose our credit card processing, we'll provide your business with the latest point-of-sale processing equipment at a modest fee. In addition, you can count on First Citizens customer service representatives to bring you fast, personal service for resolving any processing issues that might arise.

All of the benefits, none of the hassles

• There are no hidden charges such as "per transaction," statement or setup fees. You'll be able to predict and plan for expenses.
• There is no charge for supplies. We'll provide roll paper, ribbons and credit card sales drafts at no cost to your business.
• You can buy the processing equipment with no long-term contract commitment.
• Improved cash flow: You'll have next-business-day deposit credit for Visa and MasterCard deposits.