Vehicle Leasing

Leasing designed to work for your business

At First Citizens, we make leasing work for your business — with leases precisely designed to meet your needs. We offer net, open-end 24- to 60-month commercial vehicle leases on cars, SUVs and light trucks used for business purposes. Whether they're for new or replacement vehicles, our leases offer the same significant benefits: preservation of working capital; better cash flow with lower payments; and the opportunity to expense sales tax over the life of the lease.

It's easy to get started

You can negotiate the sales price with the dealer and then have us make the purchase. Or we'll obtain a price and make the purchase from a dealer of your choice. Either way, we complete all the necessary title and license documentation for the selling dealer. We also collect the use and/or sales tax and remit monthly to the state. Property tax on the vehicles you lease is charged to First Citizens and we, in turn, simply bill you for this expense. As a result, you'll have a clear, predictable picture of vehicle costs for planning.

Features & benefits

• Competitively low lease rates are comparable to commercial finance rates, so your payments remain low.
• With the fleet incentives that First Citizens Leasing receives from manufacturers, we make significant fleet purchase discounts available.
• Sales and property tax reporting liability shifts to First Citizens, so you save time and money.
• Leasing offers 100% financing. Only the first payment and last payment are required at closing.
• Vehicle residual values result in lower lease payments.

Find out more

At First Citizens we've been leasing to businesses since 1987 and have expertise in structuring a wide variety of different types of leases. We're ready to work for you.