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Navigation Path: Home > Business Services > Checking, Savings & CDs > Savings & CDs > Certificates of Deposit (CDs) Larger Type|Smaller Type|Print

Certificates of Deposit (CDs)

First Citizens offers numerous types of CDs with competitive rates. Business Quest customers earn preferred rates on 6- to 17-month CDs with a minimum of $5,000 per CD. Want to know the rates? Call our Rateline toll-free at 1.800.441.1705, 24 hours a day.

Term Rate Minimum Deposit Interest Compounded

1 Year Multi-Option

Fixed rate guaranteed to maturity.
(If rates go up, you may convert every 90 days to a higher rate.)

$500

Daily

7-31 Days

Fixed rate based on balance tiers.

$2,500

Daily

32-364 Days

Fixed rate based on balance tiers.

$500

Daily

6-17 Months

Fixed rate based on balance tiers.Special rates for Business Quest with minimum deposit of $5,000.

$500

Daily

18, 24, 36, 48 and 60 Months

Fixed rate based on balance tiers.

$500

Daily

For public and business customers, jumbo certificates of deposits are available for $100,000 or greater.

 
The following three tiers apply to all fixed interest rate CDs:
Tier 1: Minimum deposit to open up to $9,999
Tier 2: $10,000 to $49,999
Tier 3: $50,000 and above
Please refer to First Citizens disclosure of product and fees for specific restrictions and pricing.
Member FDIC Equal Housing Lender