Remote Image Deposit

Speeding and Streamlining Checking Deposits with Online Imaging Technology

Rapidly evolving banking technology and changing regulations are creating new opportunities to reduce costs, save time and improve corporate cash flows. One of the most significant developments is image-based, paperless check deposits. At First Citizens Bank, we are committed to delivering all these benefits to you with Remote Image Deposit — which allows you to make image-based deposits from your own office.

The Simplicity and Convenience of Scan-and-Transmit Deposits

With Remote Image Deposit, you simply scan checks to be deposited using a check scanner and transmit the created images to the bank through your Internet connection. The result:

• An end to the daily deposit crunch — You don't have to rush to bundle deposits and take them to the bank. Simply transmit your deposit when it is ready.
• Extended deposit deadlines enhance availability — You gain time each day in which to make deposits, potentially accelerating availability of funds. Images transmitted and confirmed by 8:00 p.m. Eastern Time each business day are posted the same day.
• Increased productivity — Preparing and transmitting a deposit is fast and easy, freeing your staff to focus on more important tasks.

Managing Your Deposits

• Automatic deposit balancing — Our scanning software reads the amount of each check and reconciles your deposit amount before transmission, helping to ensure accuracy.
• Verify transmission — You can verify that your work was submitted and accepted within the application.

Proven, Multi-Layer Security

• Connections protected by state-of-the-art encryption and authentication — To ensure complete confidentiality and security, all Internet communications are SSL encrypted using the same standards as banks, brokerage firms and other financial institutions nationwide. The system employs RSA Security's RSA ClearTrust^® for authentication of user IDs and passwords.
• You control access by user IDs and passwords — You have complete control of system access in your office through administration of user IDs and passwords.

Comprehensive Support

• Installation assistance — One of our specialists can help you install the software on your PC and guide you through your first Remote Image Deposit to make sure the system is working properly.
• Help available online and by phone — You can get prompt answers to your questions. Just send an e-mail to the Business & Treasury Help Desk, talk with your Business & Treasury Services representative or call Business Central at 1.800.476.5121, between 8:00 a.m. and 8:00 p.m. Eastern time weekdays.

Sophisticated tools such as our Remote Virtual Help Desk allow our experts to view any problems from your staff's point of view and make appropriate fixes.

• View the Remote Image Deposit Demo

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