Additional Business Services

At First Citizens Bank we have additional banking services and packages for businesses with special needs: international, corporate trust, healthcare and agribusiness. Our team of banking specialists can help you determine the financial services you need now and as your business grows.

• Business Online Banking Advantage

  You are in the driver’s seat with First Citizens Business Online Banking Advantage whether it’s at home, the office, or on the road. Online Banking lets you review account balances and transactions, pay your bills and transfer funds 24 hours a day, 7 days a week. Business Online Banking Advantage gives you convenient access to your accounts so you can spend more time on your business, and the rest of your life.

• netAccess

  One stop access to all of your First Citizens business accounts. Specially tailored to meet the demands of running a business – simple, secure and available when you are.

• Online Banking Using QuickBooks^®

  Online access to your First Citizens business accounts directly from your own QuickBooks software – it's convenient and easy to use.

• Visa^® Gift Cards

  Searching for the perfect gift? For employee incentives, holidays, or to say thank you, the First Citizens Visa Gift Card is always appropriate. It's a prepaid gift card. It's not a credit card. And it's more convenient and flexible than a store gift certificate. There is no waiting at the bank to cash a check, and it feels more personal than cash. It's a prepaid gift card, and is welcome everywhere Visa signature debit cards are accepted. Use it to make store purchases, at restaurants, hotels or even when shopping online. It's fun, and it's always the perfect gift. Visa® Gift Cards are not FDIC insured products.

• International Banking Services

  More and more businesses are working in a global economy. At First Citizens, we can help your business maneuver in it.

• Small Business Online Workshops

  Free interactive workshops to help build your business. Each self-directed workshop was created by small business experts with years of experience studying and analyzing small business. The workshops offer real-world strategies, in-depth solutions, and proven techniques to help you manage, operate, and build your business.

• Customer Contact Center

  When you dial 1.888.FC DIRECT (1.888.323.4732), you're just a touch away from all the information you need. Our automated customer service is available 24 hours a day, 7 days a week. Or you can speak to a customer service representative from 7:00 a.m. — 11:00 p.m. ET, any day of the week.

• Institutional Advisory Services

  What does a corporation care about personalized trust services? Much like individuals, corporations need people they know to be looking after their interests; advising them when changes need to be made; and finally, helping them handle the administrative end of what can be extremely complicated transactions.
  
  And those are the very reasons so many companies come to First Citizens for our Institutional Advisory Services. First Citizens' Institutional Advisory Services are available to help maximize your company's opportunity situations.

• Agribusiness Services

  First Citizens Bank understands farmers, ranchers, livestock growers, processors and distributors have different financial needs. We understand your business and will tailor a specific package to suit your needs.

• Healthcare Services

  At First Citizens, we know that medical and dental practitioners' needs are directly linked to their type of practice. In addition to all of our other products and services, we offer credit services that directly respond to the needs of healthcare providers.

• Branch/ATM Locations

  At First Citizens, flexibility is more than just talk. In addition to Online Banking and Telephone Banking, we have over 340 branches and 400 ATM locations in North Carolina, Virginia, West Virginia, Tennessee and Maryland. We offer options that make accessing and managing your finances easier.

• Order Checks Online

  First Citizens Bank is pleased to offer checks and checking accessories from Clarke American. Click here and you can log into Clarke American online to order supplies for either your business or your personal checking accounts.

• Bank at Work for Employers

  This exciting program gives your employees valuable benefits when they open a Bank at Work account at First Citizens. These benefits include money-saving offers on a personal checking account, CDs, personal credit cards, mortgages, Wealth Management Services and other banking services. Best of all, this program is at no cost to you.

• Community Association Services

  First Citizens has a full range of banking services tailored to the unique needs of community and homeowners associations and the professional companies that manage them. You can trust us to understand your association’s immediate and long-term requirements and to develop and deliver integrated financial and operational solutions to help ensure continued success.